The information provided in this publication is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information in this email you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Before making any decision, it is important for you to consider this information and to seek appropriate legal, tax, and other professional advice. For further information about this or any other offer please contact your Thomas Paul Constructions Business Development Manager.